Need funding, but have less than stellar credit?

Borrow against future sales to get access to quick, short-term capital with a
Business Cash Advance

A Business Cash Advance is best used for short-term cash infusions or specific purchases that create high ROI. This type of funding is typically unsecured and is based on the purchase of your future business revenue.

A  cash advance for your business is a short-term lump sum infusion of cash that carries a fixed daily or weekly repayment schedule based on your business’s monthly sales history.

Unlike a merchant cash advance, the repayment schedule does not fluctuate with your sales. Instead, it is repaid through regular ACH (Automated Clearing House) debits.

Though business cash advances typically come with high fees and factor rates, easy approval and fast funding make them an attractive solution for many businesses that find themselves in a temporary financial tight spot.

However, before you agree to a cash advance, it is important that you are certain of your the ability to repay your loan according to schedule.

For some businesses, the high repayment fees can cause them to default or require refinancing. For this reason, business cash advances should only be used as a short-term financing solution.

If you accept a business cash advance, be careful not to stack one on top of the other as it can lead to a debt spiral and make repayment not affordable.

Business Cash Advance Pros & Cons

General Loan Information