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Frequently Asked Questions

Business financing can be a complicated matter. At Fimerica, we work hard to make it easy for borrowers to shop for, and connect to, the working capital they need. Thank you for your interest in learning more about us. You’ll find answers to some of our most frequently asked questions below. If you still have questions, please use our general support form to submit your query. We will respond promptly.

Browse our FAQs below or search by keyword

Borrower Information

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How does the Fimerica real-time loan offer platform work?

Our platform is free to use and very flexible, simple, and convenient. Step One: create your free, secure account and complete our simple application; Step Two: anonymously shop competing loan offers, from multiple lenders ; Step Three: select your offers and we’ll connect you to the lender to complete your funding.

Our lenders offer competitive rates and terms. We have a streamlined application process requiring minimal documentation, and most loan products fund very quickly. Since we offer Real-Time Loan Offers, please only use our service if you are seeking funding within the next 30 days, however, also understand, if the offers you receive are not favorable you are not obligated or committed to apply. Learn More

Lender Information

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Why Use Fimerica?

Fimerica puts the borrowing experience back in your control. We save you time, money, and frustration. You no longer need to apply to lender after lender or rely on a loan broker. With one credit inquiry and one simple application, you’ll receive instant loan offers for all products for which you qualify. Other online marketplace platforms only “match” you with potential lenders, so there is no certainty you actually qualify and they do not provide real offers for you to compare. Learn More

What is Fimerica?

Fimerica is a secure, automated online platform that provides transparency and loan details, so you can “Borrow with Confidence.” You can conveniently apply for and shop competing loan offers for multiple loan products, in private, and without the lender knowing your identity, at least, until you apply. We convert your current information, credit, and bank data into a non-identifiable score called NeuScore℠. We then use your NeuScore℠ to pre-approve your loan request against all of our lenders offering multiple loan products to find the best loan for you. We present all qualifying loan products with competing offers. We facilitate financing for virtually any type of business even, if you have bad credit. We have lenders for virtually every situation.

Fimerica, LLC operation center is based in Grand Rapids, Michigan. We are registered as a Delaware corporation with an administrative office in Wilmington, DE. Learn More

General Inquiries

Visit our contact page to submit general inquiries, ask customer support questions, or to provide feedback.

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Business Financing You Can Take to the Bank

You owe it to yourself and your business to discover more about Fimerica and how we can deliver the right business funding options to you.